Understanding the credit worthiness of an individual or a business entity might turn out to be a tedious and tricky task, and the adherence to strict regulatory laws and guidelines in today's competitive world might prove costly to financial institutions by recruiting talent and increasing the cost overheads.
NS Infotech provides an economical and effective way to reduce the rate of NPAs (Non Performing Assets) by providing a robust due diligence report on an individual or a business entity's credit worthiness.
We have an experienced due diligence team that has been servicing numerous financial institutions for years with results that delight these institutions.
After evaluating the credit worthiness, we also help in credit processing, loan disbursement and loan servicing.
Credit processing includes document verification, data processing on the institutional platform, credit-score check, tele-verification and physical verification.
Loan disbursement process includes verifying post delivery documents, authorization and disbursement of the loan amount.
Loan servicing includes foreclosure requests, providing SOA, cancellation of Lien on the mortgaged asset, monthly payment notifications and receipt statements, payment collection, maintaining and managing records.